Qualifications for Habitat homeownership

Qualifications for Habitat homeownership

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Thank you for your interest in obtaining a Habitat for Humanity home. Since 1991, we have helped 90 households achieve strength, stability and self-reliance through shelter. If you or someone you know finds themselves facing barriers to opportunity due to inadequate living conditions, we may be able to help.

At Habitat, we believe that everyone deserves a safe, affordable place to call home. Unfortunately, statistics tell us that one in four households in the U.S. pays more than 30 percent of their income for housing and may have difficulty affording necessities such as food or clothing. So, Since 1991 the Mid - Yellowstone valley affiliate has partnered with those who want to build better lives for themselves. We know, and have seen the data, that people thrive physically, mentally and financially when their home environment improves.

If you support our mission and now find yourself asking how you too can become a Habitat homeowner, please review the qualifications below. From both our perspective and yours, this process is a significant investment in people who can shape what is possible. Habitat homeownership is a foundation for a brighter future.

As active participants in the building process, eligible Habitat homebuyers are:

1. In need of better housing.

Potential homebuyers might be dealing with poorly built, unhealthy, damaged or inadequate housing. Alternatively, you might have a rent or mortgage that you cannot afford, or may be living in a home that is inaccessible for your disabilities.

In need of better housing

Potential homebuyers might be with poorly made, unhealthy or inadequate housing; unaffordable rent; homes inaccessible for their disabilities or damaged by natural disasters; or have other shelter needs.

2. Willing to partner with Habitat.

Our homebuyers put in hundreds of hours of “sweat equity,” which means they help build their own home and the homes of others in the Habitat for Humanity house building program, or volunteer at a Habitat ReStore. These prerequisite hours may also include classes in personal finances, home maintenance and other relevant topics to help ensure capability for the demands of owning a home.

Willing to partner with Habitat

Habitat homebuyers put in hundreds of hours of "sweat equity" helping build their home and the homes of others in the program. This might also include classes in personal finances, home maintenance and other homeownership topics.

3. Able to pay an affordable mortgage.

Habitat offers homebuyers an affordable mortgage. Those payments are then cycled back into the community to help build more affordable homes.

Able to pay an affordable mortgage

Habitat offers homebuyers an affordable mortgage. Their mortgage payments cycle back into the community to help build more affordable houses.

If you’ve read the above requirements and feel that you or someone you know is a good candidate for Habitat homeownership, please contact us. We look forward to speaking with you soon.

Habitat For Humanity Mid-Yellowstone Valley | Billings Montana

ReStore Business & Donation Info:

406-256-0409
Tuesday - Saturday: 10am to 6pm
Sunday & Monday: Closed

Administration Office Info:

406-652-0960
Monday - Friday: 9am to 5pm

Mailing Address:

Habitat For Humanity
Mid-Yellowstone Valley
685 King Park Dr.
Billings, MT 59102
Billings Habitat Equal Housing Opportunity
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