In an Apostles Build, churches or organizations come together to build a Habitat for Humanity (Habitat) house. Habitat challenges people of compassion to provide the initial capital, through gifts, donations, grants and sponsorships to build simple, decent houses for the inadequately sheltered. Houses are sold at no profit, with a no interest mortgage repaid over a typical mortgage length of 20-30 years to families or individuals who qualify by need, stability, ability to pay and willingness to partner. The house payments are recycled to build more houses through a local “Fund for Humanity” (Revolving Fund).